Hirers Insurance

Mount Alexander Shire provides public liability insurance, on payment of the appropriate fee, to all non commercial hirers of the Centre.

There is an excess on the policy that the hirer must pay in the event of a claim (currently $250) and the Policy exclusions are listed below.

There is no coverage available to commercial entities that hire the facility and charge admission or derive other monetary gain from the actual hire activity. Commercial entities deriving monetary gain from the hire activity must provide their own insurance. However, commercial entities can be covered for small scale standalone hire activities where there is no monetary gain derived from the actual hire activity. Similarly, not for profit entities can also be covered when charging for fund raising purposes only.

Certain events cannot be covered:

The Hirers Public Liability Insurance cannot be used for hires involving:

• Any

· Sporting activities;

· Rock/pop concerts;

· High risk activities; or;

· Festivals - There is no coverage available where the hire is part of a broader festival. The festival organisers are required to have their own Public Liability Insurance covering these festivals. They may be able to access cover via the Community Insurance Website: www.communityinsurance.net.au

Certain events are not automatically covered and require special arrangments to be made with the Shire:

· Hires that will involve attendance of more than 1,000 people;

· Hire periods of 5 consecutive days or more; or

· Events held on Council roads that have been closed with Council’s approval.

The following is not covered under the Hirers Public Liability Insurance Policy:

· Any other parties involved in the hire activity;

· Participation risk in sporting activities;

· Amusements (children's rides, animal rides, amusement rides and devices, inflatable recreation equipment);

· Grandstands;

· Sub contractors;

· Security personnel;

· Child molestation;

· Excludes products liability in respect of children’s toys;

· Terrorism risks;

· Electronic data; or

· Fireworks.